Pelan TN Mesra

TN Mesra
MESRA merupakan pelan yang menawarkan perlindungan dan elemen simpanan. Dari tahun keempat perlindungan, nisbah pengendalian sumbangan adalah lebih kepada simpanan iaitu setinggi 75%.

MANFAAT

Manfaat Mesra dibayar jika berlaku kematian atau hilang upaya kekal menyeluruh dan bagi hilang upaya kekal menyeluruh manfaat akan dibayar secara beransur-ansur selama 5 tahun sebanyak 10% setahun dan ansuran terakhir pada kadar 60%.

SUMBANGAN

Jumlah sumbangan tahunan yang akan dibayar akan menentukan amaun perlindungan yang diperolehi dengan didarabkan dengan pendarab jadual yang berasaskan pada umur dan tempoh perlindungan. Nisbah sumbangan bagi simpanan adalah lebih apabila tempoh kontrak meningkat.

Medical Card Takaful Etiqa

Assalamualaikum semua,
Cepat sungguh Masa berlalu, baru hari ini saya berkesempatan untuk mengiklankan Produk Medic-Save Rider yang telah berjaya mendapat kelulusan dan sudah boleh dipasarkan.

CONTOH PROPOSEL
Umur Peserta : 35 tahun (Lelaki)Bayaran : RM150/bulanTempoh Bayaran: 20 tahun (sehingga umur 55 tahun)
Plan Etiqa Mesra (Bayaran : RM86.37)
* Perlindungan Asas: RM51,032 (Meninggal Dunia atau Lumpuh)
* Pulangan Matang (20 tahun) : RM23,785

Rider Medical Card-PLAN 4 (Bayaran : RM63.63)
Manfaat Had Keseluruhan Tahunan : RM60,000
* Khairat Kematian : RM4,000
* Bilik Penginapan Hospital RM200
* Yuran Laporan Perubatan RM80
* Elaun Harian Tunai Bagi Hospital Kerajaan RM80
* Rawatan Kemalangan Kecemasan Pesakit Luar RM1,250
* Rawatan Kemalangan Kecemasan Pergigian RM1,250
* Rawatan Kecemasan Kesakitan RM50
* Rawatan Fisioterapi Bagi Pesakit Luar RM1,250.Seperti Yang Dicaj
* Unit Penjagaan Rapi
* Yuran Pembedahan Termasuk Anesthetik & Bilik Pembedahan
* Bekalan & Perkhidmatan Hospital
* Lawatan Pakar Perubatan Dalaman
* Sebelum Kemasukan Ke Hosp./sebelum Pembedahan
* Perkhidmatan Pakar Perunding & Diagnosis
* Rawatan Sebelum Kemasukan Ke Hospital• Pembedahan Pesakit Luar

p/s: Cadangan ini hanya merupakan keterangan ringkas. Untuk mendapatkan butiran lengkap,sila hubungi wakil/sahabat Etiqa Takaful anda yang berhampiran

Top 10 reason to buy life insurance (Takaful)

We spend money to buy something for the satisfaction of possessing it. But life insurance is a product we can’t see, can’t touch, and probably can’t enjoy it either in our lifetime. Why should we buy life insurance then?

1. Protect your wealth
   This is the main reason people buy life insurance. Nobody likes to see his hard earned money all swept away in diseases related disaster. We work hard in our whole life to increase our economy value. There is no guarantee that we can enjoy a long life to realize our economy value. Only two things are certain: tax and death. When death arrive sooner that we thought, life insurance will be our wealth creation tool to instantly generate the cash we could have earned.
   
2. Show your love to your family
   “We love because it’s the only true adventure.” - Nikki Giovanni
   Love is indeed an adventure. Our life is an adventure too. It is full of risk. We can show our love in a thousand ways when we are still around. But when we die, how are we going to love our family? At least, life insurance can take care of our family’s financial well-being.
3. Show that you are a responsible person
   Did you ever notice that most of the victims who died in road accidents didn’t buy life insurance? I can say most of them have none or buy only a tiny sum assured. An irresponsible person drives recklessly and carelessly almost all the time. If you are a responsible person, you will care for others. Certainly buying adequate life insurance shows that you are responsible and trustworthy to your spouse, your children, your parents and the one you love!
4. Our health is deteriorating everyday
   Do you know anyone who is getting healthier everyday? By the time he is 100 years old, he is at the peak of his health condition. He can live on forever! Gosh, people are getting older and this is an undeniable and unstoppable fact. Our health is deteriorating every minute. We never know the exact time a disease will strike us. Fear of illnesses motivates people to buy life insurance.
5. Practice the habit of forced saving
   When we face the shortage of cash, withdrawing money from our life insurance policy is always the last resort. In the fear of losing the life insurance policy, we are forced to make the regular premium payment. In the long term, life insurance is a great saving tool. It forces us to save for the future, and also for the unforeseen disaster.
6. Funding a trust
   A trust is an arrangement under which one person, called a trustee, holds legal title to property for another person, called a beneficiary. People create maintenance trust to provide regular income for family. The cheapest way to fund a trust is using life insurance. The cost of premium is only a few percentage of the trust fund we intend to create. For instance, paying premium of $1000 annually is able to get a life insurance policy worth $100,000 for a person below age 30.
7. Funding a business operation
   An employer takes out an insurance policy insuring against loss of profits arising from the death, sickness or injury of a key employee. The beneficiary is the employer. The life insurance policy bought is known as key-person insurance. The insurance payout will be used as emergency fund for business operations.
8. Funding Buy-sell agreement in partnership business or corporation
   Every co-owned business needs a buy-sell agreement the moment the business is formed or as soon after that as possible. Every day that value is added to the business without a plan for future transition, it increases its financial risk. What happen if one of the partners decided or forced to exit the business? The most common triggering events are dispute, death, disability and retirement. Life insurance can be used to fund purchases of the deceased shares in the event of death.
   
9. Charity
   A charitable trust is a trust established for charitable purposes. Charities may take the form of charitable trusts, companies or unincorporated associations. Some wealthy entrepreneur buys insurance to fund their charitable trust.
   There are so many valid reasons you should buy a life insurance. If you don’t know how to determine whether your insurance coverage is adequate at this moment, contact me.012-2060 754 ; 019-337 4040

TN SARJANA - PELAN PENDIDIKAN UNTUK ANAK-ANAK

Salam. Anak-anak adalah anugerah yang paling bernilai. Sebagai ibu bapa yang penyanyang dan bertanggungjawab, kita tentu mempunyai impian serta rancangan untuk masa depan anak kita. Dengan kos pendidikan yang semakin meningkat, kita perlu merancang untuk pendidikan anak kita secepat mungkin. Lebih awal kita memulakannya, lebih cepat duit kita akan bertambah

TN SARJANA ialah produk berkaitan pelaburan yang memberikan perlindungan takaful serta potensi bagi pulangan simpanan/pelaburan yang tinggi untuk membiayai pendidikan anak kita.

Kelayakan - terbuka untuk anak yang berumur seawal 14 hari. Pemegang kontrak (polisi) ialah 18 hingga ke 60 tahun (bapa, ibu atau penjaga yang sah)

Ciri-ciri TN SARJANA:

• Perlindungan takaful yang komprehensif
  - faedah kematian
  - hilang upaya menyeluruh dan kekal
  - faedah kepada pembayar


• Anugerah Intelek
  - UPSR 5A - RM500
  - PMR 8A - RM750
  - SPM 8A - RM1000


• Simpanan untuk membiayai pendidikan tinggi

Have you secured your child,s future?

Hubungi: Pn Norhayati 012-2060 754

MENJADI WAKIL TAKAFUL ETIQA

Kerjaya sebagai ejen Etiqa menawarkan manfaat dan pulangan yang menarik. Komisyen yang dibayar kepada ejen bergantung kepada jumlah bayaran premium atau sumbangan daripada pelanggan. Peluang untuk maju kehadapan dan berjaya adalah amat luas dan Syarikat sentiasa menyediakan pelbagai insentif untuk wakil.

Antara insentif yang ditawarkan termasuklah: - Penghargaan untuk ejen individu dan korporat. Penghargaan untuk ejen paling berpotensi. Peluang untuk menyertai Jamuan Tahunan Ejen. Peluang untuk menyertai seminar atau konvensyen di dalam dan luar negara

I am a fulltime Wakil Takaful (Takaful Agent) at Takaful Etiqa. My working experiences and knowledge in insurance and finance would be a great help to me as a Takaful Consultant. It is my pleasure to be able to help you to identify and recommend the best solutions on your total needs.Please go to my website at www.takaful-etiqa.com for more information regarding my services. Thank you.

Being an Etiqa agent is an interesting career offering handsome rewards. The commission paid to an agent depends on the amount of contribution made by the participants. Opportunity to excel in this career is always wide and the Company will from time to time provide various incentives to the agents. Amongst the incentives offered are:
- Prize for the best individual agent or corporate
- Prize for the agent of most potential
- Opportunity to attend the Agents’ Annual Dinner
- Opportunity to attend seminars and courses conducted by the Company

Berminat, hubungi

- Pn Norhayati Bt Mat Yusof

H/P: 012-2060 754 ; email: nhayatim.agent@etiqa.com.my

- Dr Muhamad Bin Mahadi

H/P: 019-337 4040 ; email: drmat61@gmail.com

INSPIRASI

Di dalam menempuh dugaan dan rintangan untuk menempah kejayaan dan kecermelangan di dalam hidup di samping berserah kepada Yang Maha Esa, insan-insan yang disayangi menjadi dorongan dan penguat azam.

AGENSI NM

Memberikan perkhidmatan untuk Takaful Keluarga (Life Insurance) dan Takaful Kenderaan/Am (General Insurance)

Takaful Keluarga:

• TN Sarjana
  Plan Pendidikan - Gabungan simpanan dana untuk masa depan pendidikan anak dan perlindungan.
• TN Mesra
  TN Warisan
  Takaful medic